FEMA Changes Flood Map
From the city:
Due to recent changes by the Federal Emergency Management Agency (FEMA) in their flood map areas, many homeowners have received letters from their mortgage companies stating the need flood insurance. Homeowners are also being asked to submit elevation certificates and are contacting the City of La Vergne for these certificates. The city does not issue these certificates.
To obtain an elevation certificate, you must contact a licensed surveyor and La Vergne does not have one on staff.
If you, as a homeowner, have received a letter from your mortgage company, these are suggestions that can help you obtain what you need:
1. Contact a licensed surveyor listed in the Yellow Pages of the phone books and tell them what you need. The company will give you a price. With this, you can decide if you want to hire one.
2. Contact George S. Law (615) 837-4732. He is a hydrologist with USGS Water Science Center in Nashville which will have maps that will show elevations of your area.
3. Make your mortgage company prove to you that you are in a flood area. After all, it was their maps and licensed cureyor that helped them determine that you were in the flood area.
Labels: flood zone, home owners
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